BM Solutions has launched a new fully digital mortgage service designed specifically for limited company buy-to-let investors, promising to streamline the property investment process and offer greater convenience and certainty to brokers and their clients.
The lender claims the platform delivers a “best in class” experience, offering faster lending decisions, enhanced self-serve capabilities, and real-time support. The service aims to accelerate the application journey while improving transparency and decision-making for investors operating through limited companies—an increasingly common structure in today’s buy-to-let market.
Central to the new system is an emphasis on early clarity and upfront checks, allowing investors and brokers to assess eligibility and lending decisions faster. These include an updated rental income calculator, as well as eligibility, ID, credit, property, Companies House and Direct Debit viability checks, all conducted early in the application process.
BM Solutions has also integrated a range of speed-focused features, including instant Decision in Principle, same-day application-to-offer capabilities for fully documented automated valuation cases, and a 48-hour service-level agreement for portfolio applications that require manual review.
The platform itself is designed to be intuitive and user-friendly, giving brokers and clients the ability to manage mortgage applications and ongoing account management with ease. Features include real-time status updates, comprehensive insights, and access to a full suite of supporting tools such as calculators, eligibility guides, and detailed ‘how to’ resources.
To complement the digital offering, the service includes access to BM Solutions’ Business Development Managers and a team of dedicated BTL specialists for expert guidance throughout the mortgage process.
BM Solutions has confirmed that property holding criteria under the limited company service will align with existing credit risk policies, with lending available on portfolios of up to 10 properties. The service will exclude HMOs, multi-unit block buildings (MUBs), and commercial properties.
Security and compliance are also a key focus, with advanced digital protections embedded in the system to ensure broker and client data is kept safe throughout the transaction lifecycle.
BM Solutions says the new platform reflects growing demand for efficient and digital-first services among professional landlords and their intermediaries, particularly those operating through limited companies for tax and portfolio management purposes. The company describes the launch as a “significant milestone” in modernising the buy-to-let mortgage experience for this growing segment of the market.
